KevinRuby.com ("we," "us," or "our") is committed to protecting the privacy of visitors to our website. This Privacy Policy outlines how we collect, use, and safeguard your personal information. By using our website, you consent to the practices described in this policy.
Information We Collect
We collect personal information that you voluntarily provide to us through our website forms, including:
Full name
Email address
Phone number
Financial information relevant to mortgage readiness
Additionally, we may collect non-personal information such as browser type, operating system, and IP address to improve website functionality.
Use of Information
The information we collect is used to:
Facilitate discussions regarding mortgage readiness
Respond to your inquiries and provide customer support
Improve our website and services
Comply with legal and regulatory requirements
Information Sharing
We do not sell, rent, or share your personal information with third parties for marketing purposes. We may share your information with Community Mortgage, our parent company, solely for the purpose of assisting you with mortgage-related services. We may also disclose your information if required by law or to protect our rights.
Data Security
We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no internet transmission is entirely secure, and we cannot guarantee absolute security.
Cookies and Tracking Technologies
Our website may use cookies and similar tracking technologies to enhance user experience. You can set your browser to refuse cookies, but some features of our website may not function properly without them.
Children's Privacy
Our website is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have inadvertently received personal information from a visitor under the age of 13, we will delete the information from our records.
Your Rights
Depending on your location, you may have rights under applicable data protection laws, including the right to access, correct, or delete your personal information. To exercise these rights, please contact us using the information provided below.
Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically.
Contact Us
If you have any questions or concerns about this Privacy Policy, please contact:
Kevin Ruby
Mortgage Loan Officer
Community Mortgage
Memphis, TN
Email Kevin
Phone: 901-759-4394