Kevin Ruby

Exec VP / Loan Officer

Your first point of contact, your leader,  your guide.

NMLS# 77080
Office: (901) 759-4394     Cell: (901) 428-1011     Fax: (901) 759-4455

Loni Newsom

Processor

Loni will communicate with you and your agents each step of the way.  You will know exactly where we are in the process.

NMLS# 118545
Office: (901) 759-4394   Fax: (901) 759-4455

Gabriel Ruby

LOAN OFFICER

From taking the lead, to taking care of the logistics, Gabe is someone you want on your side through this process

NMLS# 1363196
Office: (901) 759-4385     Fax: (901) 759-4455

The Community Mortgage Team

All under one roof

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From the first phone call, through the stages of qualification, on to underwriting, and finally to on-time closing -- the entire team is working for you.

Since 1988, we have been your local, on time mortgage specialist. Mortgages are all we do, and we are committed to results you can count on.

For us, communication is key. Through our proprietary In Touch Process, loans move forward and you stay in the loop every step of the way.

NMLS-77047 AL-21399 AR-10169 FL-MLD513 GA-11688 MS-77047 TN-108811